Capital Gains Taxes  

Knowing when to sell an asset is a difficult part of investing. Reasons for selling a stock, bond, or mutual fund may include:

  • Rebalancing a portfolio
  • Profit taking
  • Stopping further losses
  • A higher potential rate of return on an alternate investment
  • Cash needed for expenses

The tax consequences may be the most important part of your decision. Short-term gains are taxed at your highest marginal income tax rate, while long-term gains are taxed at lower long-term capital gains rates.

The calculator will estimate potential capital gains taxes. If you have owned the investment for less than 12 months, capital gains are considered Short-Term. If you have owned the investment for more than 12 months, capital gains are considered Long-Term.

     

What is the current value of the investment being considered for sale?

$

What is your cost basis? (What did you initially pay for the investment?)

$

What is your federal marginal income tax bracket?

Have you owned this investment for longer than 12 months?

YesNo
 
   
   
Design Underwriting , Inc.
985 Parchment Dr., SE • Grand Rapids, MI • 49546
Phone: (616) 957-3380 • Fax: (616) 957-0343
www.designunderwriting.com • ed.thauer@oasecurities.com

Registered Representatives of and securities offered through OneAmerica Securities, Inc., Member FINRA, SIPC, a Registered InvestmentAdvisor, Insurance Representative of American United Life Insurance Company® (AUL)  and other insurance companies. Design Financial Group is not an affiliate of OneAmerica Securities or AUL and is not a broker dealer or Registered Investment Advisor.

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